Car Insurance Inanity
Judging by this video, President Obama clearly has no idea how auto insurance works. He's trying to draw a comparison to health insurance, but it's just making him look like a doofus:
The legally required auto insurance is liability insurance; you are required to buy insurance that will pay costs that you may end up imposing on others (e.g. the medical bills of the pedestrian you ran over). If you want collision insurance, you better buy a collision policy. It would be one thing if the insurance company were trying to screw somebody by writing a deceptive policy, but you can't blame the company if you were too dumb to even check what class of insurance you were buying (much less - heaven forfend - read the actual policy you bought).
And this guy's a law professor?